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WHAT IS A HOME INVENTORY ?
A
home inventory is a detailed list of the personal property or assets located in your home. You should also include property
that you have stored elsewhere, perhaps in a garage or storage shed.
Your list should include: furniture, jewelry, antiques, artwork, appliances, kitchen contents, clothes, carpets,
drapes, computer equipment, television sets, CD players (and other audio or audiovisual equipment), musical instruments, clocks,
mirrors, linens, lawn mowers, snow equipment, tools, sports equipment, collectibles and any other items of value.
WHY DO YOU NEED ONE ?
An inventory is especially important for insurance purposes. When you make an insurance claim for damaged,
lost, or stolen property, your insurance policy will require you to show the quantity, description, and possibly the amount
of loss associated with each item. You may also be asked to provide copies of bills, receipts, or other documentation
to support your figures. If you omit some items or fail to include an adequate description of others, you may receive
less than full compensation for your losses. Relying solely on your memory can be an expensive mistake.
Here
are just a few reasons how you can benefit from having a comprehensive home inventory
Insurance
Recommended by insurance
companies and financial planners, a home inventory offers the homeowner protection and peace of mind by providing a detailed
record of their personal property to maximize & simplify insurance claims.
FEMA AND LOCAL OFFICIALS
Stress the Importance of A Home Inventory. When filing a claim, that Inventory can provide proof of personal
property loss.
Taxes and Valuation
A
detailed inventory can help verify losses for income tax deductions.
Estate planning
A detailed listing and picture inventory can be used to supplement legal
documentation for estate planning.
Moving
Keep track of lost or damaged items.
Protection & Peace of Mind
Complete Documentation of Personal Property
Recommended
by Insurance Companies & Financial Planners
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409-626-1761